Financing Built for Independent Earners

1099 loans are designed for borrowers who earn income as independent contractors or self-employed professionals. Traditional qualification methods don’t always reflect the true earning power of individuals in these roles. Drew Gebhart helps structure financing that considers your real income picture rather than relying solely on conventional documentation. The process is explained clearly so you understand how qualification works. The goal is to make home financing more accessible without unnecessary obstacles.
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A Smarter Way to Review Your Income

This option focuses on reviewing your earnings in a way that better represents how you are paid. Drew works closely with you to evaluate the right documentation and guide you through what is needed for approval. Clear communication ensures you feel confident about each step in the process. The approach is built to support borrowers with non-traditional income structures.
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Speak With a Mortgage Professional

If your income comes from contract work or self-employment, having the right guidance can make all the difference. Drew Gebhart is available to review your situation, answer questions, and help you understand how to move forward. You’ll receive personalized support designed around your financial profile.
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Benefits of 1099 Loans

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Designed for independent contractors and self-employed borrowers

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Qualification based on realistic income review

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Flexible documentation requirements

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Helps overcome traditional lending barriers
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Turning Your Income Into Opportunity

Being paid on a 1099 shouldn’t limit your ability to purchase or refinance a home. Drew Gebhart helps you explore options that work with your income style instead of against it. The process is handled with clarity, patience, and a focus on helping you achieve your homeownership goals.
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Why Choose Drew Gebhart

Choosing Drew Gebhart means working with a Sr. Mortgage Originator who prioritizes precise execution, clear communication, and a lending process built to close smoothly without surprises. Licensed in more than 25 states, he provides consistent guidance and smart financing solutions wherever you’re looking to buy.

We are known for

Personalized loan solutions tailored to each borrower’s unique financial goals

Fast, efficient processing with clear and consistent communication throughout

Flexible loan options for all credit types, including non-traditional borrowers

Trusted guidance and support from application to closing and beyond

talk to a loan specialist

Why Choose Drew Gebhart

Choosing Drew Gebhart means working with a Sr. Mortgage Originator who prioritizes precise execution, clear communication, and a lending process built to close smoothly without surprises. Licensed in more than 25 states, he provides consistent guidance and smart financing solutions wherever you’re looking to buy.

We are known for

Personalized loan solutions tailored to each borrower’s unique financial goals

Fast, efficient processing with clear and consistent communication throughout

Flexible loan options for all credit types, including non-traditional borrowers

Trusted guidance and support from application to closing and beyond

talk to a loan specialist

"FAQs"

A variety of financing solutions are available to fit different financial situations, property types, and long-term goals.

Your goals, financial profile, and timeline are reviewed carefully to recommend a solution that aligns with your needs.

Most loans close within a few weeks, depending on the complexity of the file and how quickly documentation is provided.

Generally, you’ll need identification, income and asset documentation, and details about the property involved.

 

Yes. Drew is licensed in more than 25 states and can assist clients with financing across a broad geographic footprint.

 
 

Expert Guidance for a Smooth Process

Working with Drew Gebhart means your mortgage experience is handled with clarity, efficiency, and personal attention from start to finish. He guides borrowers through every step of the process, ensuring the financing approach aligns with their goals and timeline. With access to a broad range of lending solutions and a commitment to responsive service, Drew helps homebuyers and property owners move forward with confidence and peace of mind.